Back in 2012 I was a stay at home mommy of 2 kiddos and we were following the Dave Ramsey Total Money Makeover plan. We had great success with it, paid off over half of our debt and we were super happy with our progress towards being debt free. Then I got pregnant with our 3rd child and all of that went down the drain. First of all, I no longer had as much free time to track our expenses and income. Second of all, I could no longer stay home, we needed extra income so I had to go back to work. Let’s just say we did a reverse money makeover…our debts started again, we opened a few credit accounts and the debt piled back on. In fact, I would say we are worse now than we were when we started our journey to being debt free in 2012.
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